Fix & Flip Loans
Purchase and rehab in a single, interest-only loan that funds on the deal — underwritten on the property and its after-repair value, not your personal income.
Submit your dealHow it works
You submit the deal — purchase price, rehab scope, after-repair value (ARV), and your exit plan. MCG reviews the scenario and structures the financing.
The lending partner underwrites primarily on the property and its ARV, issues terms, and releases rehab funds in draws as the work is completed and inspected.
The loan is short-term and interest-only, so carrying costs stay low while you renovate. It is repaid when you sell or refinance — often in as little as 7–10 days to close.
Who it's for
- Investors buying distressed or value-add single-family and small residential properties to renovate and resell.
- Experienced flippers who need speed and certainty to win a deal.
- Investors who would rather qualify on the deal than on tax returns and W-2 income.
Fix & Flip Loans — FAQ
What is a fix and flip loan?
A fix and flip loan is short-term, asset-based financing that covers both the purchase and the renovation of a property. It is underwritten primarily on the property and its after-repair value (ARV) rather than your personal income, which is why it can close quickly.
How are rehab funds released?
Renovation funds are typically held back and released in draws as the work is completed and verified, rather than all at closing. The exact draw schedule is set by the lending partner for your deal.
How fast can a fix and flip loan close?
Closings in as little as 7 to 10 days, depending on the deal and the lending partner.
Have a fix & flip deal?
Submit the scenario and we'll review it, structure the financing, and connect you with the lending partner that fits.
Submit your deal